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A community of agents serving communities everywhere.
See how Equis agents are educating and reaching families with the financial tools they need to live each day with peace of mind, and build a future with confidence.
Testimonials:
Jim & Anne Johnston - Living Benefits Testimonial
Jim Johnston was healthy - he surfed, he golfed, and was active. He had no reason to think he was going to get diagnosed with cancer. When he discovered a lump under his jawline while shaving, his world was changed in an instant. Watch as Jim and his wife Anne relive his unexpected throat cancer diagnosis, and how his Living Benefits life insurance policy ultimately saved them from financial disaster.
Living Benefits can be the difference between just surviving an illness and truly living afterward. Nancy Sovann knows this better than most after her husband, Brian, had a stroke. With no money, and nowhere to turn, their spirits were unexpectedly lifted after they realized they had a life insurance policy with living benefits, allowing them to accelerate a portion of their death benefit to cover expenses that accrued after Brian could no longer work. These living benefits saved their home, their family, and - as Nancy says - their lives.
Nancy & Brian Sovann - Living Benefits Testimonial
Joelma Dias - Living Benefits Testimonial
Joelma Dias wasn’t convinced she was having a stroke. During a fun night of hanging out with her friends at church, the right side of her body suddenly began to feel weak. Joelma felt fine otherwise, and insisted that she was going to head home and get some rest. Luckily, a friend of hers convinced her to go to the hospital instead, where she learned she had suffered a life-threatening stroke.
Cornelia Steinberg didn’t think she needed life insurance. Her ex-husband earned good money in his job, and she figured that if anything ever happened to her, her daughter would be well taken care of. However, once Cornelia’s friend and adviser explained the reasons that owning Living Benefits life insurance made sense for her, Cornelia immediately saw the value as a “no-brainer”. A few months later, that decision proved to be, as she says in the video, one of the best she’s ever made.
Cornelia Steinberg - Living Benefits Testimonial
Concepts:
Compound Interest
Compound interest may be compound, but it's not complex. Understand the differences that separate compound interest from simple interest, and how that separation can make a world of difference for your finances.
The single greatest difference between the wealthy and middle-class is the time spent minimizing the effect of taxes on their savings. Learn the true impact of taxes on your finances and how your earning potential can be affected.
Impact of Taxes
Heilyn Hernandez Pages - Living Benefits Testimonial
Brutally attacked at her place of employment as she pulled into work one Monday morning, Heilyn Hernandez Pages was doused in gasoline and set on fire. The attack left her with severe burns covering the majority of her body.
Need to Invest Early
Time is the most important factor in building your retirement fund. The longer you leave your money in an interest-earning account, the bigger that account can grow! Examine the importance of investing early and the drastic positive effect it can have on your financial future.
Embrace the "Rule of 72" to approximate how long it takes for your money to double in a compound interest account. Using this rule, you'll better understand how a small difference in interest rate can equal a huge difference in your earning potential!
Rule of 72
Indexed Universal Life
Indexed universal life insurance is becoming one of the most popular forms of life insurance. It can provide both premium flexibility and the death benefit flexibility of a universal life policy, allowing you to adjust your policy according to your life insurance needs. Indexed universal life also offers the option of having your cash value accumulate with interest based on the changes of a major market index. If you need flexible life insurance and a safe money retirement solution, indexed universal life may be the perfect fit!
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